ShambaScore runs from 0 to 100 and updates from verified work records.
Financial institutions
The Credit Signal Banks Cannot Build Themselves
ShambaScore is built from continuous verified farm activity data, not collateral, self-reported income, or satellite proxies.
Primary keyword
agricultural alternative credit data Kenya
This page is built for high-intent searchers who already know the evidence problem. ShambaBoy gives them a verified operating record, not another self-reported farm profile.
Incubating farms can be separated from farms with enough operating history.
Partner access can expose score, tier, evidence summary, and last updated date.
ShambaBoy provides evidence signals; lending decisions remain with the lender.
Alternative credit data from real farm execution
A farm's repayment capacity is easier to understand when daily activity, attendance, inputs, approvals, and reports are verified at the point of execution.
Evidence before exposure
ShambaBoy helps lenders review a farm's operating discipline before increasing credit exposure, reducing dependence on memory-based reports and collateral alone.
Questions before partnering
Does ShambaBoy make lending decisions?
No. ShambaBoy provides verified farm activity data and ShambaScore signals. The lender remains responsible for credit policy, underwriting, and regulatory compliance.
What makes ShambaScore different from a farm profile?
A profile can be self-reported. ShambaScore is built from verified activity evidence such as GPS, photos, timestamps, task records, and supervisor approvals.